If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan (DMP). A DMP alone is not credit counseling, and DMPs are not for everyone. Don’t sign up for one of these plans unless and until a certified credit counselor has spent time thoroughly reviewing your financial situation, and has offered you customized advice on managing your money. Even if a DMP is appropriate for you, a reputable credit counseling organization still can help you create a budget and teach you money management skills.
TurboDispute has opened a gateway in the credit repair business, allowing companies the opportunity to work from any part of the world without bulky networking fees. With a web-based online credit repair software program, there are no maintenance fees or hardware costs, so you can focus on running your credit repair business without the stress and worry of overage charges. Since all you need is internet access, credit repair businesses can now offer their employees at home positions and allow for a flexible work environment within the company. In addition to the affordability of online credit repair software, web-based programs like TurboDispute’s, offers free updates that occur instantly over the web without interruption to your credit repair business.
“With Credit Repair Cloud I get to impact lives. It’s the best feeling knowing you’re making a difference in someone's life. Thanks to Credit Repair Cloud we get to transform so many more lives, and before it was all manual and we used to spend hours and hours and now with credit repair cloud, we get to save, not hours, but days and months and years of work!”
Credit utilization is the amount of revolving debt you have relative to your credit limits. More specifically, it’s your available revolving credit, which is your available credit limit, compared to your total credit debt or the amount you’ve actually charged on your cards or credit lines. It’s also the second most critical factor in how your credit scores are calculated

Under each Credit Repair Office, when you create users groups you can specify if a given user can access only his/her own documents or if he/she can also access the cases of all those other users members of his/her user group. You can also specify if a user can access all the cases of a branch or all the branches. Some other features include adding/editing/deleting payments from Customers, payments to Referring Agents, Adding/Editing/Deleting Service fees and much more.
Creditors can instruct credit bureaus to remove entries from your credit report at any time. For example, I hadn't charged anything on a particular credit card for months and didn't notice that I had been charged my annual fee until the payment was late. (Like a doofus, I was just tossing the statements without opening them because I "knew" there were no charges.)
With SX3 Credit Repair, all you need to do is to receive your Client's docs and scan them directly into the database or import them directly into the software. You do not need to rename or move files from one folder to another. SX3 allows you to scan the documents with a simple click, recording the docs in the database and adding a header (which can also be customized) with the fields that you specify.

Advanced customer management tool allows for your company to work together as a team to manage every single customer. You can add new customers and leads within seconds—once again, just a few clicks is all it takes. In addition, you can capture online leads directly from your site or blog by simply pasting a web form code onto your site using our “Web Lead Form” feature. The sign ups will be sent directly to you as new leads table, where your staff can follow up with future customers.
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